Knowledge Base
Our Knowledge Base is full of helpful blog articles, guides and checklists to help you through your property insurance journey. There are also in-depth guides to key categories, including unoccupied house insurance.
The merits of short-term Unoccupied House Insurance
There may be times when your home or rental property is left vacant for an extended period. Perhaps you’re in between tenants, going on an extended holiday or you’ve inherited…
How landlords can keep tenants and properties fire safe
Every landlord has a duty of care to ensure the safety of their tenants. As part of these responsibilities, one major safety concern that cannot be neglected is protecting tenants…
The great British taxation of empty homes
The UK faces a housing crisis, and one contributing factor is the surprising number of empty homes. With hundreds of thousands of long-term vacant properties in the UK, the government…
What to Consider When Your Property is Empty (2024 Update)
If you read through the details of your Buy-to-Let Insurance policy, you may note that there are significant parts of it that relate to the risks that you and your…
How do I insure a flat that I plan to rent...
The UK rental market is booming, with flats becoming a popular investment choice. According to the most recent English Private Landlord Survey (EPLS), an online survey of over 9,000 landlords,…
Do you need Unoccupied House Insurance for student lets left empty...
There were 2.86 million students studying at UK universities in 2021/22, according to the latest Government figures. That represents a large swathe of society that relies on the private rental…
A brief guide to Landlord Portfolio Insurance
Are you a landlord with a growing property portfolio? As your portfolio grows, so too does the amount of paperwork and effort required to manage multiple Landlord Insurance policies for…
Can I put my property in trust to avoid care home...
Care home fees are likely to be a worry for many pensioners who’ve reached a period in their life when they’re no longer able to look after themselves and need…
What to Look for When Buying Unoccupied Property Cover (2024 Update)
Probably the most important consideration when buying any kind of insurance is to choose the policy that most closely suits your needs and circumstances. This is especially true of Unoccupied…
What doesn’t Unoccupied Home Insurance cover
Owning an unoccupied property necessitates careful consideration. While standard homeowner’s insurance offers a sense of security, its protections diminish when a dwelling remains vacant for an extended period. Here, we…
Does Landlord Insurance cover water damage? A guide for landlords
Water damage is a landlord’s worst nightmare. It can wreak havoc on your property and cost a small fortune to repair. According to the Association of British Insurers, £286m of…
8 Top Tips on Keeping Your Empty Property Safe
Empty properties can attract trouble. That’s why it is always sensible to have Unoccupied Property Insurance in place once your property passes the maximum number of unoccupied cover days permitted…
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